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Take Control of Your Finances £6.99/month: The Personalised Financial Planning App

Are you tired of being broke and stressed about money? Do you want to take control of your finances and achieve your financial goals? Look no further than HapNav, the world's first customer-directed open banking-powered financial planning application. Available for just £6.99 per month! Cancel anytime - no strings attached.



What is HapNav?

HapNav is a groundbreaking digital planning experience from the Academy of Life Planning that empowers you to identify and manage your future financial plans and aspirations. It's like having a financial planner in your pocket to guide you through the financial world.



Experience HapNav Risk-Free for 30 Days! Enjoy a full month of HapNav's features with our free trial. No need to provide your bank details upfront—simply explore and see the benefits for yourself. At the end of your trial, you can decide to continue your journey towards financial empowerment.


Shortlisted in the Investment Life & Pensions Moneyfacts Awards as a finalist in 2022 for Best Use of Technology.

Why HapNav is the Future of Financial Planning

Imagine having a lifetime cashflow model right at your fingertips with open banking integration, allowing you to track income, expenses, savings, and progress toward your financial goals in real time. HapNav provides sensible, unbiased modelling tailored to your unique financial situation, helping you navigate the complex world of personal finance with ease and confidence.

  • Empowerment Over Delegation: Take control of your financial future without relying on intermediaries.
  • Affordable Excellence: Access premium financial planning for just £6.99 per month.
  • Unbiased Guidance: Independent modelling focused solely on your best interests.
  • Simple and Intuitive: Designed for ease of use by end-users, not professional planners.
  • Open Banking Integration: Real-time financial data to track and achieve your goals.


Bridging the Advice Gap

The gap is widening in the number of financial advisers who can handle the needs of young people without access to traditional financial advice. More than ever, individuals must rely on friends, family, and financial influencers for guidance. HapNav bridges this advice gap, allowing you to take control of your finances without the need for a financial adviser. Because who needs a financial adviser when you have HapNav (and a bit of know-how)?


Financial Activation: Take the Quiz

Are you dedicated when it comes to your finances? Take our free 5-minute financial activation quiz and discover if you’re ready to take control of your own financial journey. See how serious you are about your goals. We’re all in this together.

Financial Activation Quiz

The Nitty Gritty


If you love HapNav as much as we do, you can set up a GO Cardless monthly payment of £6.99 after your 30-day free trial. If you’re not convinced, you can cancel at any time from an easy payment plan in-app.


So, what are you waiting for? Take control of your finances and unlock the power of personalised financial planning with HapNav. Start your journey from financial wisdom to security, freedom, and beyond.


Experience HapNav Risk-Free for 30 Days! Enjoy a full month of HapNav's features with our free trial. No need to provide your bank details upfront—simply explore and see the benefits for yourself. At the end of your trial, you can decide to continue your journey towards financial empowerment.


Download End User License Agreement Download HapNav Tech Spec
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Steve Conley

Founding Chief Executive of HapNav


Steve Conley founded the Academy of Life Planning in 2012, after decades of experience in the financial industry. Since 1982, he has helped thousands of financial planners thrive in various organisations, holding key roles at major banks like HSBC, RBS Group, and Santander.


Steve's journey took a significant turn when he chose to leave his senior corporate career. Driven by a strong sense of integrity and a desire to put people before profits, Steve set out to reshape the financial sector. He established the Academy of Life Planning as a trusted resource for financial planners who seek not just success, but also meaning and integrity in their work. His mission is to restore confidence in financial services by promoting a model that separates advice from product sales, ensuring a true fiduciary duty with no conflicts of interest.


On 11th February 2021, Steve established HapNav Limited. To deliver end-users their own financial planning app so they could be empowered to be their own financial adviser.


Steve is highly qualified, holding titles such as Registered Life Planner, Chartered Financial Planner, and Chartered Insurer, along with a Bachelor of Science in Mathematics. His dedication has earned him numerous awards, including the British Insurance & Investment Brokers’ Association Prize and the Transparency Trophy for his efforts to bring greater transparency to the financial industry.



As a global Ambassador of the Transparency Task Force and the founding lead of their Market Integrity Team, Steve is recognised as an authority in investments and pensions. Through the Academy of Life Planning, he is committed to empowering individuals and financial planners to achieve financial security and personal growth, all while upholding the highest standards of transparency and trust.

By aligning with the M-Power Movement, HapNav and the Academy of Life Planning demonstrate their unwavering commitment to financial empowerment. These partnerships enhance our mission to provide comprehensive planning services, education, and tools, enabling individuals to take control of their financial futures. We believe in fostering a fairer society where financial knowledge is accessible to all, breaking down the barriers of traditional financial services. Together, we are redefining excellence and trust in the financial planning industry. Join us in this transformative journey. Find out more.

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Contact by email info@hapnav.com


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